Personal finance, shared

Know where the money went. Together.

Opultect keeps your accounts, spending, budgets and savings goals in one calm place — shared with the people you share money with, and nobody else.

What you get on day one

Every account in one place

Checking, savings, cards, cash and investments — balances update as money moves, so you always know where you stand.

Spending that explains itself

Log money in and out, sort it into categories, or bring in a statement file and let it fill the month for you.

Budgets you'll actually keep

Set a monthly limit per category and see what's left at a glance. Copy last month's plan in one click.

Goals worth saving for

A trip, a deposit, a rainy-day fund. Watch each one fill up as the household puts money aside.

Plans for your household

Free

$0

  • 3 accounts
  • 2 household members
  • 25 AI credits per period
Start free

Starter

$7 / month

  • Automatic recurring detection
  • Daily transaction email
  • Unlimited accounts
  • 3 household members
  • 200 AI credits per period
Choose Starter

Pro

$15 / month

14-day trial for eligible new subscriptions.

  • Automatic recurring detection
  • Retirement planner
  • AI app connections
  • Per-member permissions
  • Daily transaction email
  • Unlimited accounts
  • 6 household members
  • 1,000 AI credits per period
Start Pro trial
Included in your planFreeStarterPro
Members, including pending invitations236
Accounts3UnlimitedUnlimited
Bank connections015
AI credits per period252001,000
File storage (MB)1001,02410,240
Savings goals2UnlimitedUnlimited
Saved websites3UnlimitedUnlimited
Automatic recurring detection
Retirement planner
AI app connections
Per-member permissions
Daily transaction email